Identity Confirmation
We establish identity.
Credit Checks
We run a credit check in order to obtain credit report and credit scoring.
Adverse Media
Enables you to mitigate reputational risk.
Fact Based Report
All information provided is fact based from source.
Why get a Credit Report?
The main reason to get a copy of your credit report is to better understand what’s affecting your credit and credit score, and how you can improve it.
Run Checks
Who provides the Report?
- Our credit checks and credit scoring is provided by Centrix, a pre-eminent credit reporting provider, covering New Zealand and Australia.
- A credit report rates the new client between 1 and 1000 and provides you with an indication as to financial risk.
Adverse Media Scan
We scan for adverse media including public notices that may indicate risks.
Run checks
Complete your New Client Check now
Run Checks
The Credit History provided includes:
- Credit defaults
- Bankruptcies
- Court Judgements
- Court Summonses
- Enquiries made
- Publicly available information
- Directorships
- Our Credit Score
Frequently Asked Questions
Various credit bureaus collect information on bill payments, such as any loan defaults, including Court Judgements, how much credit you may have across your mortgage and credit cards, or the time it takes you to pay your bills in full or in part.
- You can contact Centrix and request that it be corrected. This will typically involve Centrix contacting the organisation that provided the information to Centrix.
- Their email is: helpdesk@centrix.co.nz, or click this link: Complaints Procedure | Centrix
- By paying your account on time and keeping them up to date.
- Any outstanding defaults will stay on your file for up to five years from the time the default was placed. Paying any defaults will reduce the negative impact on your credit score and future credit applications.
The Credit Reporting Privacy Code 2020 provides you with the right to access any data that a credit agency might hold on you. You have the right to request a correction.
Firstly, write to the credit reporting company. If you do not receive satisfaction you can make a complaint to the Privacy Commissioner at www.privacy.org.nz.